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You'll additionally get a free copy of your credit report -- check it and keep involved with the credit score bureaus until they correct any fraudulent prices or accounts you find there. Bank card companies restrict your legal responsibility on fraudulent purchases, and you'll dispute false fees. A savings account that has no checks issued and is not linked to any debit card can be a lot harder for a thief to realize entry to. If you retain a large amount of cash in your predominant checking account, then all that money is susceptible if someone steals your debit card or writes checks in your title. Whenever you send mail, use secure, opaque envelopes so no one can learn account numbers or spot checks simply by holding them as much as the sunshine. Only use ATMs in safe, effectively-lit areas, and do not use the machine if somebody is standing too shut or wanting over your shoulder.